HBL Microfinance Bank

Revenue Rs. 35.491 billion (US$120 million) (2023) Rs. 451.249 million (US$1.6 million) (2023)Total assets Rs. 157.478 billion (US$550 million) (2023)Total equity Rs. 14.217 billion (US$49 million) (2023)OwnerHabib Bank Limited (79.92%)3,724 (2022)ParentHabib Bank LimitedWebsitehblmfb.comFootnotes / references
Financials as of 31 December 2023^{[update] [1]}

HBL Microfinance Bank Ltd (HBL MfB) is a Pakistani microfinance bank headquartered in Islamabad.^[2][3] HBL MfB operates over 200 locations all over Pakistan. It is one of the oldest microfinance bank in the country^[4] with its roots in the credit and saving section of the Agha Khan Rural Support Program (AKRSP).

HBL Microfinance Bank (HBL MfB), formerly The First MicroFinanceBank Ltd, Pakistan (FMFB-P), was established in 2002 as a nation-wide microfinance bank, licensed by the State Bank of Pakistan. HBL MfB was created through a structured transformation of the credit and savings section of the Aga Khan Rural Support Programme (AKRSP), an development programme active in Gilgit-Baltistan and Chitral.

HBL has a majority stake in the bank.^[5]

Major Shareholding

Shareholding	Percent Stake
Habib Bank Limited (HBL)	76.42%
Aga Khan Agency for Microfinance (AKAM)	14.16%
Aga Khan Rural Support Programme (AKRSP)	5.23%
Japan International Cooperation Agency (JICA)	4.19%